If you’re looking for a way to save $3,000 per year, consider bringing your lunch to work. Brownbagging, as it’s called, can potentially save American workers more than the cost of their average yearly commute. A typical worker regularly buy both their morning coffee and their lunch while on the job. Forgoing these luxuries for a year could save you more than the average tax return. One in two workers begins their day by purchasing a morning coffee. At more than $3.50 per day, this adds up to over $1,000 per year. And those who also buy their lunch have more than twice the yearly cost. Young workers typically spend more on coffee, and male workers spend more on lunch. If you are one of these populations, make sure you’re watching your expenditures. Brownbagging could be a great financial — and more healthy — decision.
Brownbagging isn’t only financially advantageous, but it’s better for your waistline, as well. To cut costs, 17% of workers say they get fast food at least once per week. Brownbagging can save your body from the preservatives and processed materials found in many fast foods, as well as costing significantly less over time. The average worker spends more on eating out than on commuting, which represents a significant portion of any worker’s budget. Be mindful of your food choices, and your financial situation. Brownbagging could save both your wallet and your waist. You still have to eat, but brown bagging can cut your weekly lunch cost by 80%.

Source: CreditScore.net
